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For many, Disney isn’t just a place; it’s a feeling. It’s the thrill of a roller coaster ride, the joy of meeting favorite characters, and the creation of lifelong memories. Let’s face it, the cost of a Disney vacation can add up quickly. This is where the Disney Visa Credit Card can become your key to unlocking extra magic and savings on your Disney experiences. Let’s talk about the different card options and some of the Disney Visa Card benefits!

Disney Visa Credit Card Options
These cards from Chase offer perks for the ultimate Disney fan, from earning Disney Rewards Dollars to special savings on merchandise and dining. Since there are two different cards to choose from, how do you know which one is the right fit for you? Dive into our guide to explore the benefits of each Disney Visa Credit Card.
Disney Visa Card (No Annual Fee)
- Special Disney Vacation Financing: Take advantage of special financing options on Disney vacation packages, making your dream trip more manageable.
- Disney Savings: 10% off select merchandise purchases at select locations and 10% off select dining locations most days at Disneyland and Walt Disney World. Enjoy savings aboard Disney Cruise Line when using your Disney Visa credit card to pay for select onboard purchases. You can also save 10% on select purchases at DisneyStore.com!
- Earn Disney Reward Dollars: Disney Visa Card members earn 1% in Disney Rewards Dollars on all card purchases.
- Special Character Meet and Greets: Enjoy special meet and greet experiences with Disney characters at private Disney Visa Credit Card member locations at Disneyland and Walt Disney World. You’ll also receive complimentary downloads of your photos, even if you haven’t purchased Memory Maker. You’ll just need to present your card to enter.


Disney Premier Visa Card (Annual Fee)
The Disney Premier Visa Card has a $49 annual fee. In addition to the benefits listed above for the Disney Visa Card, the Disney Premier Visa Card offers:
- Higher Rewards Potential: Earn significantly more Disney Reward Dollars on various spending categories, especially Disney-related purchases.
- Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com.
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations.
- Earn 1% in Disney Rewards Dollars on all other card purchases.
- Disney Bundle Credit: Get up to $14.99 back per month for up to three consecutive months in statement credits when you use your card to pay for a qualifying Disney+, Hulu, or ESPN+ subscription.

Choosing the Right Disney Visa Card for You
The best Disney Visa Credit Card for you depends on your spending habits and Disney vacation plans. Here’s a quick guide to help you decide:
- Disney Visa Card (no annual fee) is ideal for casual Disney fans who want to earn rewards on everyday purchases and enjoy occasional Disney vacations. It’s a great option for those who don’t want to pay an annual fee.
- Disney Premier Visa Card is perfect for die-hard Disney enthusiasts who frequently visit the parks, subscribe to the Disney streaming bundle, and plan Disney Cruise Line adventures. The higher rewards potential and additional perks can offset the annual fee for frequent Disney spenders.
It’s important to consider your credit score before applying for any credit card. Both Disney Visa Cards typically require good or excellent credit for approval. Additionally, remember to spend responsibly and pay your credit card bill in full each month to avoid interest charges.
Interested in one of the Disney Visa Credit Cards? Earn a new member bonus after qualifying purchases!
Special Offers for Disney Visa Credit Card Members
Disney and Chase periodically offer special promotions and discounts exclusively for Disney Visa Card members. Keep an eye on your email inbox and the Disney Visa website for updates on these limited-time offers.
Redeeming Your Disney Rewards Dollars
The real fun begins when you’re ready to redeem your hard-earned Disney Reward Dollars. Here are some exciting ways to put your points towards magical experiences:
- Disney Vacation Packages: Redeem your rewards towards a Disney vacation package, including park tickets, hotel stays, and Disney Cruise Line adventures.
- Disney Merchandise: Splurge on souvenirs, apparel, and collectibles at DisneyStore.com, select stores within the Disney Parks, or Disney Cruise Line.
- Dining Experiences: Treat yourself and your loved ones to a delicious meal at select Disney restaurants located at the Disneyland Resort, Walt Disney World Resort, or aboard Disney Cruise Line ships.
- Statement Credits: Redeem your rewards for statement credits towards various purchases, including airline tickets to get you to your Disney destination.

How to Get Your Disney Rewards Redemption Card
Once you’ve earned at least 20 Disney Rewards Dollars you can sign into your Chase account to request a new Rewards Redemption Card. Redemption Cards will typically arrive 5-8 business days after requested.
You can reload an existing Redemption Card with a minimum of 10 Disney Rewards Dollars at any time.
Redemption Cards are reloadable, reusable, and do not expire.
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The Disney Visa Credit Cards offer a unique way for Disney fans to save money and enhance their Disney experiences. Whether you’re a casual visitor or a dedicated Disney devotee, there’s a card that can add some extra magic to your Disney vacations. By strategically using your card, maximizing benefits, and staying informed, you can unlock the full potential of your Disney Visa Credit Card and transform your Disney dreams into reality.


